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Health Insurance

ONU's Health Center

Ohio Northern University makes a free walk-in clinic available to all students. Any ONU student may utilize its services. The Health Center provides general health assessments, treatments and referrals to specialists in the area. Check out the Health Center.

International Student Services strongly recommends utilizing the Health Center for minor situations. If it is a medical emergency, it is best to first dial 911.

Before treatment at the Health Center, all students must complete a Medical History and Immunization Form. It is strongly recommended that you complete the form below prior to your arrival at Ohio Northern!

Medical History and Immunization Form

ONU's Health Insurance

Ohio Northern University requires that you have U.S.-based health insurance that meets the minimum requirements listed below.

All international students will be automatically added to the ONU Health Insurance Plan. The coverage for this plan begins on Aug. 1, 2016, and the annual cost for each student is $1,255, regardless of age. Details of the ONU plan are attached. 

F-1 Student Visa Holders:

If you have U.S.-based insurance that meets the following requirements, you can request a waiver to opt out of the ONU insurance. If you want the waiver, you MUST submit the waiver application (see 2016-17 ONU attachment, second page) to Dr. Lynda Nyce no later than Aug. 8, 2016. (Returning students: You will NOT be able to opt out on the EIIA website; you MUST submit the waiver to Dr. Nyce.)

Minimum Requirements for International Student Insurance:

1. Medical benefits of at least $100,000 USD per person per accident or illness

2. Repatriation of remains in the amount of $25,000

3. Medical evacuation expenses up to $50,000

4. The deductible must not exceed $500 per illness or accident

5. A policy underwritten by an insurance carrier with:

        a. A.M. Best rating of ‘‘A-’’ or above

        b. McGraw Hill Financial/Standard & Poor’s Claims-Paying Ability rating of ‘‘A-’’ or above

        c. Weiss Research Inc. rating of ‘‘B+’’ or above

        d. Fitch Ratings Inc. rating of ‘‘A-’’ or above

        e. Moody’s Investor Services rating of ‘‘A3’’ or above

J-1 Visa Exchange Students:

All exchange students holding J-1 visas are required to purchase ONU Student Health Insurance, which is billed automatically. Health insurance waiver submissions from exchange students will not be accepted. The cost for this insurance during the 2016-17 academic year is $1,255 for the full year (Aug. 1, 2016, to July 31, 2017) or $530 for the fall semester (Aug. 1, 2016, to Dec. 31, 2016). This estimated cost is included in “Other Costs” on the form DS-2019.

Please let Dr. Nyce know if you have any questions.

Watch this video for an overview of the U.S. Health care System. It will help you become familiar with the way health care works in the U.S.