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Medical Insurance

Ohio Northern University self-insures its health care plans. UMR provides third-party administration of the plans for the University. All medical plans utilize the UMR network of providers. Ohio Northern offers full-time employees the choice of three comprehensive health care plans that are designed to meet the varying needs of all employees. Upon hire or during the annual open enrollment period, employees have the option of selecting either the Core Plan or Plan B. Premium costs vary significantly between plans. Employees are encouraged to review the benefits of each plan to determine which best meets their personal situation.

*2018 Summary of Plans & Rates*

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Direct Link
UMR Website Instructions

P.O. Box 30541
Salt Lake City, UT

Medical Plan Group: #76-413124

2018 Federal Health Care Notices

Health Services Advisory Committee

Standardized Benefit Schedules (SBC)
Core Plan Summary
Plan B - HDHP HSA Plan Summary

Plan Certificates (Full SPDs) - Coming Soon!
Core Plan Booklet
Plan B (HDHP - HSA Plan)
-  Single Coverage Booklet
-  Family Coverage Booklet

Prescription Drug Information
OptumRX Benefit
HDHP HSA Plan Preventative RX Plus List
ONU HealthWise Pharmacy
CMS Annual Notification - Core Plan
CMS Annual Notification - HSA Plan

Health Savings Account (HSA)
Optum Bank HSA 
HSA Form
Understanding the High Deductible Plan and your HSA
HSA Medical and Dental Covered Expenses


Flexible Spending Account (FSA)
Medical Reimbursement Form(Anthem)
Medical Reimbursement Form (UMR)
Dependent Care Reimbursement Form (Anthem)
Dependent Care Reimbursement Form (UMR)
FSA Covered Expenses
User Guide 

Additional Resources
UMR Mobile App
Teladoc Online
Benefit Forum Presentation
2018 Plan Comparison Calculator
Spousal Carveout Provision

Customer Service 
UMR (Medical, RX, & FSA) - 800-826-9781
Optum Bank (HSA) - 1-866-234-8913
*USI (All benefit plans) - 855-USI-6699 or

*USI is a benefits broker that assists ONU with annual renewals, plan design, and employee customer service for benefit related inquiries.
Office of Human Resources
Lehr Memorial Building: Room 154
525 South Main Street
Ada, Ohio 45810
Monday: 8 a.m.-5 p.m.
Tuesday: 8 a.m.-5 p.m.
Wednesday: 8 a.m.-5 p.m.
Thursday: 8 a.m.-5 p.m.
Friday: 8 a.m.-5 p.m.
Saturday: Closed
Sunday: Closed