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When borrowing for the cost of education, there are a variety of loan options to consider. The following information describes the options available and provides links for completing the necessary documentation.
Direct Subsidized and Unsubsidized Loans
To learn more, visit studentaid.ed.gov/types/loans/subsidized-unsubsidized
To apply, visit www.studentloans.gov and complete both the Entrance Counseling and Master Promissory Note
Direct Parent PLUS Loans
These are loans that a parent (or step-parent) can borrow on behalf of their student.
To learn more, visit studentaid.ed.gov/types/loans/plus
To apply, visit www.studentloans.gov and complete both the Loan Application and Master Promissory Note
Direct Grad PLUS Loans (P5, P6, Law & MPPA)
These are loans that a graduate student can borrow to assist with educational expenses.
- To learn more, visit studentaid.ed.gov/types/loans/plus
- To apply, use this form. A Grad plus promissory note and entrance counseling must also be completed at www.studentloans.gov.
Private Student Loans
These loans are offered through private lenders. Private loans are in the student’s name, but require a cosigner and a credit check of the cosigner to determine eligibility.
- FASTChoice - a list of lenders used most often by ONU students